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Fire & Water - Cleanup & Restoration

Water Loss from Storm Damage in Chicago

5/28/2016 (Permalink)

Extensive Water Damage in a Living Room of a Home

Professionals Can Determine the True Extent of Damages After a Storm

A water disaster from Chicago storm damage can strike at any time. Usually these occurrences are unexpected and sudden, often the damages are quite difficult to detect, depending on the specific nature of the loss. The most frequent type of loss widely reported in the insurance industry is from water. Things such as broken pipes, sewage backup, leaks from appliances, water getting in from a roof opening and other levels of a building from heavy rain are water losses typically seen and which are covered under a majority of risk property policies. For anyone who never had prior experience in dealing with an insurance claim, the language of the policy can be quite confusing to say the least. To get fair compensation for a loss, it is a good idea to have an experienced claims advocate to advise you, since the method for adjusting these losses can be very technical and impact the way the settlement gets determined.

After you’ve experienced storm damage near Chicago, the most important thing you have to do is start the right emergency mitigation. You need to immediately get removal and dry out started. You should call our professional team at SERVPRO to help guide you through this process. How you handle a water loss in the first twenty-four hours can be critical to the outcome of your damage claim to your insurance. We have seen many times, for example, adjusters interested in saving money for the carrier having neglected removing baseboard and other kinds of finishings. Removing the baseboard stops the circulation of air throughout the wall system of a building. Wet carpeting needs to be pulled out completely or you could be harboring conditions that could lead to more damage or mold. Putting a blower in an up-lifted corner of the carpet won’t do the job right, since often the padding is soaked, too, and needs replacement.

You need to consider seriously calling us at SERVPRO. Your carriers preferred vendor isn’t always the best choice since they could be operating under cost constraints which limit their ability to do the job that is needed. Either way, it is very critical that you don’t sign any paperwork authorization forms without agreement from the insurance company or the representative adjuster to approve charges. You can have help going through this process with a public adjuster.

The next step is figuring out the extent of the damages, and this involves using moisture detectors, infrared cameras and hygrometers to find the exact location of the water. If the insurance company doesn’t follow this protocol, the outcome of your settlement will be hugely impacted and the total restoration and dry out process of the insured home could be in jeopardy. This is why you need us at SERVPRO to do this work for you. You’ll also need the right disinfectant products applied to stop any fungi, bacteria or mildew from forming and causing more damage.

That is why it is essential when you experience any storm damage in Chicago due to water damages that you call our experts at SERVPRO of Evergreen Park/South Chicago at (773) 337-3900 so that we can properly assess your damages and do the cleanup and restoration that is needed.

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